This is a technology that uses encryption to protect customer information, through Contactless We can pay by approximation.
In other words, without the need to use machines, there are currently many applications that offer this functionality.
What is Contactless?
Contactless payment is increasingly common, in most establishments the traditional machine is no longer used.
The contactless payment method is also becoming popular in Brazil. For this procedure to be possible, the card must have a wireless communication chip.
This technology is also called Near Field Communication. A card with this type of function can be easily identified, as it contains 4 waves that suggest wireless transmission.
How do these cards work?
Through the mechanism of Contactless, there is no need to insert cards into the machines, just a simple approach to complete the operation.
However, we must remember that operators establish a maximum value for the technology to work.
It is also important not to forget that each credit card company has its own rules.
Therefore, the establishment must make this technology available to finalize and complete the operation.
What advantages can they offer?
In addition to practicality, there are other advantages that proximity technology can provide:
Payment faster
Contactless payment is the quickest way to receive funds. Payment transactions are made quickly as there is no need to include the password for the payment to be accepted.
Card durability
The card's physical contact is reduced, meaning its useful life is valid.
This is because, when we avoid inserting the machine, we can prevent damage to the card. In other words, for this payment method, we can use digital cards.
Use machines without SLOT
As Contactless, we can use machines without SLOT, which is exactly that card insertion opening.
These machine models are much smaller than traditional models, delivery is the establishment that uses this type of machines the most.
There is no human contact in operations
With the COVID pandemic, this system has spread to prevent human contact.
This way, it is possible to avoid contamination on surfaces, also by other viruses and bacteria.
What precautions should customers take?
This technology can be used on smartphones and smartwatches, however, it is necessary to enable the mechanism in the application on your digital account.
With encryption, card cloning becomes more difficult. If you lose your card or your cell phone, inform your operator immediately.
For those who own an establishment, if you suspect any operation, simply ask customers to confirm the procedure with a password, try to keep the bank application updated and change passwords every 15 days.
What are the differences between Contactless AND NFC?
To carry out the financial transaction, you only need to bring the card close to the Contactless, in the case of NFC, it is the term used for the technology we use on cell phones, which can be cards, watches and bracelets.
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Conclusion
Therefore, payment methods are constantly evolving and the Contactless It is just a sample of what is yet to come, however, to avoid scams, consumers must also be careful with their cell phones and leave their cards in a safe place.