{"id":406,"date":"2025-07-24T13:45:11","date_gmt":"2025-07-24T13:45:11","guid":{"rendered":"http:\/\/162.243.41.210\/?p=406"},"modified":"2025-07-24T13:46:40","modified_gmt":"2025-07-24T13:46:40","slug":"como-financiar-um-carro-em-2025","status":"publish","type":"post","link":"https:\/\/appanee.com\/en\/como-financiar-um-carro-em-2025\/","title":{"rendered":"How to finance a car in 2025"},"content":{"rendered":"<p>If you want to know <strong>how to finance a car in 2025<\/strong>I've been through this saga myself - and I'm going to explain it all to you here, without any further ado.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"http:\/\/162.243.41.210\/como-assinar-um-carro-em-2025\/\">How to sign for a car in 2025<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Buying a car in Brazil is hard?<\/h2>\n\n\n\n<p>Did you know that the average price of a new car in Brazil went from R$ 120,000 in 2024? Well, it's not easy for anyone. Even though popular models are making a comeback, prices are still high, and not everyone has that much money in their pocket. That's why financing is still the most popular option for Brazilians. But don't worry, you can do it without falling into a trap.<\/p>\n\n\n\n<p>In this article, I'll show you <strong>how to finance a car in 2025<\/strong> in the most intelligent way possible. We'll talk about rates, banks, scores, down payments, terms and much more - all in clear, light and straightforward language. Shall we?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why is financing still popular?<\/h2>\n\n\n\n<p>Financing a car may seem expensive, but it's one of the few affordable alternatives for those who want to get off public transport, have the freedom to come and go, or even work with the vehicle (like Uber, 99 or deliveries).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Advantages:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can leave with the car even if you don't have the full amount.<\/li>\n\n\n\n<li>Many institutions accept small entrance fees.<\/li>\n\n\n\n<li>You can choose terms and installments that fit your pocket.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Disadvantages:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>High interest rates, especially for those with low credit scores.<\/li>\n\n\n\n<li>The total value of the car can double at the end of the contract.<\/li>\n\n\n\n<li>It can turn into debt if not planned properly.<\/li>\n<\/ul>\n\n\n\n<p><strong>Due to<\/strong> all this, it is essential to understand the process and make good choices right from the start.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Steps to finance a car in 2025<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Find out your credit score<\/h3>\n\n\n\n<p>First of all, find out your credit score. In other words: it's what defines whether banks will see you as a good payer or not. You can check it for free on sites such as <a href=\"https:\/\/www.serasa.com.br\/\">Serasa<\/a>.<\/p>\n\n\n\n<p><strong>Tip:<\/strong> if your score is below 600, try to negotiate debts before seeking financing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Do online simulations<\/h3>\n\n\n\n<p>Nowadays, you can simulate the financing of a new or used car on sites such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.bv.com.br\/\">BV Bank<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.santander.com.br\/\">Santander Financing<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/veiculos.itau.com.br\/\">Ita\u00fa Vehicles<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.webmotors.com.br\/\">Webmotors<\/a><\/li>\n<\/ul>\n\n\n\n<p>These simulations show the amount of the down payment, installments, term and fees. <strong>That way<\/strong>You can see what fits into your budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Set the input value<\/h3>\n\n\n\n<p><strong>However<\/strong> many finance companies accept a down payment of 10%, the more you give, the better. This is because interest will be charged on a smaller amount.<\/p>\n\n\n\n<p><strong>Example:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>R$ car 80 thousand<\/li>\n\n\n\n<li>R$ input 24 mil (30%)<\/li>\n\n\n\n<li>Finance R$ 56 thousand \u2192 Lower installments and less interest!<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. Choose the ideal deadline<\/h3>\n\n\n\n<p><strong>In order to<\/strong> to keep the installment affordable, the term can be up to 60 months. However, longer terms increase interest rates.<\/p>\n\n\n\n<p><strong>In summary<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Short term = higher installments, but less interest.<\/li>\n\n\n\n<li>Longer term = smaller installments, but more expensive overall.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. Compare interest rates<\/h3>\n\n\n\n<p>The bank where you have an account doesn't always offer the best rate. That's why <strong>in addition<\/strong>It's worth looking at financial institutions, fintechs and cooperatives.<\/p>\n\n\n\n<p>In 2025, the average rates are between <strong>1.29% to 2.15% per month<\/strong>, <strong>because<\/strong> depend on your profile and the institution.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Keep an eye on the CET<\/h3>\n\n\n\n<p>The Total Effective Cost (TEC) includes <strong>all<\/strong> the financing charges: interest, IOF, fees and insurance. In other words, it shows how much you will pay <strong>for real<\/strong> at the end.<\/p>\n\n\n\n<p><strong>Indeed<\/strong>The CET should be evaluated more carefully than the interest rate alone.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Golden tips to avoid falling into traps<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Avoid financing 100% of the value.<\/strong> It's more expensive and risky.<\/li>\n\n\n\n<li><strong>Always negotiate.<\/strong> Ask for discounts or better conditions.<\/li>\n\n\n\n<li><strong>Read the contract carefully.<\/strong> Even if it's boring, it's essential.<\/li>\n\n\n\n<li><strong>Avoid tied sales.<\/strong> Insurance, extended warranty, tracker... nothing can be compulsory.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">New vs. used car financing<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">New car:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Interest is generally lower.<\/li>\n\n\n\n<li>Factory guarantee.<\/li>\n\n\n\n<li>Higher market value.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Used car:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower price.<\/li>\n\n\n\n<li>More options for less money.<\/li>\n\n\n\n<li>Be careful with maintenance and history.<\/li>\n<\/ul>\n\n\n\n<p><strong>Therefore<\/strong>However, it's worth analyzing the use you'll be making of the car. If it's for work, for example, a new car with low mileage may be more advantageous.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Fintechs and online credit in 2025<\/h2>\n\n\n\n<p>As in other sectors, the financial market is becoming more digital. Fintechs such as <strong>Creditas<\/strong>, <strong>Zippi<\/strong> e <strong>Quick Loan<\/strong> offer practical and competitive solutions.<\/p>\n\n\n\n<p><strong>On the other hand<\/strong>It is essential to check that the company is reliable, has a good reputation on Reclame Aqui and is authorized by the Central Bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final considerations: is financing worth it?<\/h2>\n\n\n\n<p>Finally, <strong>like a good bar conversation<\/strong>I'll tell you: financing can be a great way to go, as long as you plan it properly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step-by-step summary:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check your score.<\/li>\n\n\n\n<li>Do simulations at different institutions.<\/li>\n\n\n\n<li>Add a reasonable starter.<\/li>\n\n\n\n<li>Compare CETs, not just interest rates.<\/li>\n\n\n\n<li>Read the contract before signing.<\/li>\n\n\n\n<li>Assess your real needs.<\/li>\n<\/ul>\n\n\n\n<p><strong>After all<\/strong>no one wants to be held hostage by a parcel, right?<\/p>\n\n\n\n<p>If this content has helped you, how about sharing it with a friend who is also on a car-buying mission? Oh, and comment here: <strong>what is the biggest challenge you face in financing your car in 2025?<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>If you're wondering how to finance a car in 2025, rest assured that I've been through this saga too - and I'm going to explain it all to you here. Buying a car in Brazil is hard? Did you know that the average price of a new car in Brazil went from R$ 120,000 in 2024?...<\/p>","protected":false},"author":2,"featured_media":407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[44,45],"tags":[],"class_list":["post-406","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-carros","category-economia"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Como financiar um carro em 2025 - Appanee<\/title>\n<meta name=\"description\" content=\"Aprenda como financiar um carro em 2025 no Brasil com seguran\u00e7a e economia. Dicas, etapas e simula\u00e7\u00f5es completas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/appanee.com\/en\/como-financiar-um-carro-em-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Como financiar um carro em 2025 - Appanee\" \/>\n<meta property=\"og:description\" content=\"Aprenda como financiar um carro em 2025 no Brasil com seguran\u00e7a e economia. Dicas, etapas e simula\u00e7\u00f5es completas.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/appanee.com\/en\/como-financiar-um-carro-em-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"Appanee\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-24T13:45:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-24T13:46:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Neto Coelho\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Neto Coelho\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/\"},\"author\":{\"name\":\"Neto Coelho\",\"@id\":\"https:\/\/appanee.com\/#\/schema\/person\/5fe8d34d83bcdc9dbeb28d4949d1b550\"},\"headline\":\"Como financiar um carro em 2025\",\"datePublished\":\"2025-07-24T13:45:11+00:00\",\"dateModified\":\"2025-07-24T13:46:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/\"},\"wordCount\":869,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/appanee.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg\",\"articleSection\":[\"Carros\",\"Economia\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/\",\"url\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/\",\"name\":\"Como financiar um carro em 2025 - Appanee\",\"isPartOf\":{\"@id\":\"https:\/\/appanee.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg\",\"datePublished\":\"2025-07-24T13:45:11+00:00\",\"dateModified\":\"2025-07-24T13:46:40+00:00\",\"description\":\"Aprenda como financiar um carro em 2025 no Brasil com seguran\u00e7a e economia. Dicas, etapas e simula\u00e7\u00f5es completas.\",\"breadcrumb\":{\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage\",\"url\":\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg\",\"contentUrl\":\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg\",\"width\":1024,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/appanee.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Como financiar um carro em 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/appanee.com\/#website\",\"url\":\"https:\/\/appanee.com\/\",\"name\":\"Appanee\",\"description\":\"Benef\u00edcios Sociais Americanos\",\"publisher\":{\"@id\":\"https:\/\/appanee.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/appanee.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/appanee.com\/#organization\",\"name\":\"Appanee\",\"url\":\"https:\/\/appanee.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/appanee.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/08\/cropped-blog-appanee.png\",\"contentUrl\":\"https:\/\/appanee.com\/wp-content\/uploads\/2025\/08\/cropped-blog-appanee.png\",\"width\":200,\"height\":80,\"caption\":\"Appanee\"},\"image\":{\"@id\":\"https:\/\/appanee.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/appanee.com\/#\/schema\/person\/5fe8d34d83bcdc9dbeb28d4949d1b550\",\"name\":\"Neto Coelho\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/appanee.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/adff9d39b750b6e601c2eb23618ecf1342d978c1429ee6a618f17937697c0fe9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/adff9d39b750b6e601c2eb23618ecf1342d978c1429ee6a618f17937697c0fe9?s=96&d=mm&r=g\",\"caption\":\"Neto Coelho\"},\"description\":\"Tenho 30 anos e, depois de muita pesquisa e viv\u00eancia, percebi como pode ser confuso entender os benef\u00edcios sociais dispon\u00edveis nos Estados Unidos \u2014 principalmente para quem est\u00e1 chegando agora ou n\u00e3o domina todos os detalhes do sistema. Por isso, criei este blog: para compartilhar de forma clara e pr\u00e1tica tudo o que aprendi sobre assist\u00eancia alimentar, ajuda financeira, moradia, sa\u00fade p\u00fablica e outros programas. Meu objetivo \u00e9 ajudar voc\u00ea a entender seus direitos e aproveitar melhor os recursos que o governo oferece.\",\"sameAs\":[\"https:\/\/appanee.com\"],\"url\":\"https:\/\/appanee.com\/en\/author\/neto-coelho\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Como financiar um carro em 2025 - Appanee","description":"Aprenda como financiar um carro em 2025 no Brasil com seguran\u00e7a e economia. Dicas, etapas e simula\u00e7\u00f5es completas.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/appanee.com\/en\/como-financiar-um-carro-em-2025\/","og_locale":"en_US","og_type":"article","og_title":"Como financiar um carro em 2025 - Appanee","og_description":"Aprenda como financiar um carro em 2025 no Brasil com seguran\u00e7a e economia. Dicas, etapas e simula\u00e7\u00f5es completas.","og_url":"https:\/\/appanee.com\/en\/como-financiar-um-carro-em-2025\/","og_site_name":"Appanee","article_published_time":"2025-07-24T13:45:11+00:00","article_modified_time":"2025-07-24T13:46:40+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg","type":"image\/jpeg"}],"author":"Neto Coelho","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Neto Coelho","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#article","isPartOf":{"@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/"},"author":{"name":"Neto Coelho","@id":"https:\/\/appanee.com\/#\/schema\/person\/5fe8d34d83bcdc9dbeb28d4949d1b550"},"headline":"Como financiar um carro em 2025","datePublished":"2025-07-24T13:45:11+00:00","dateModified":"2025-07-24T13:46:40+00:00","mainEntityOfPage":{"@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/"},"wordCount":869,"commentCount":0,"publisher":{"@id":"https:\/\/appanee.com\/#organization"},"image":{"@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg","articleSection":["Carros","Economia"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/","url":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/","name":"Como financiar um carro em 2025 - Appanee","isPartOf":{"@id":"https:\/\/appanee.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage"},"image":{"@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg","datePublished":"2025-07-24T13:45:11+00:00","dateModified":"2025-07-24T13:46:40+00:00","description":"Aprenda como financiar um carro em 2025 no Brasil com seguran\u00e7a e economia. Dicas, etapas e simula\u00e7\u00f5es completas.","breadcrumb":{"@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#primaryimage","url":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg","contentUrl":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/07\/unnamed-2.jpg","width":1024,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/appanee.com\/como-financiar-um-carro-em-2025\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/appanee.com\/"},{"@type":"ListItem","position":2,"name":"Como financiar um carro em 2025"}]},{"@type":"WebSite","@id":"https:\/\/appanee.com\/#website","url":"https:\/\/appanee.com\/","name":"Appanee","description":"American Social Benefits","publisher":{"@id":"https:\/\/appanee.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/appanee.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/appanee.com\/#organization","name":"Appanee","url":"https:\/\/appanee.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/appanee.com\/#\/schema\/logo\/image\/","url":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/08\/cropped-blog-appanee.png","contentUrl":"https:\/\/appanee.com\/wp-content\/uploads\/2025\/08\/cropped-blog-appanee.png","width":200,"height":80,"caption":"Appanee"},"image":{"@id":"https:\/\/appanee.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/appanee.com\/#\/schema\/person\/5fe8d34d83bcdc9dbeb28d4949d1b550","name":"Neto Coelho","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/appanee.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/adff9d39b750b6e601c2eb23618ecf1342d978c1429ee6a618f17937697c0fe9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/adff9d39b750b6e601c2eb23618ecf1342d978c1429ee6a618f17937697c0fe9?s=96&d=mm&r=g","caption":"Neto Coelho"},"description":"I'm 30 years old and, after a lot of research and experience, I realized how confusing it can be to understand the social benefits available in the United States - especially for those who are just arriving or who haven't mastered all the details of the system. That's why I created this blog: to share in a clear and practical way everything I've learned about food assistance, financial aid, housing, public health and other programs. My goal is to help you understand your rights and make better use of the resources the government offers.","sameAs":["https:\/\/appanee.com"],"url":"https:\/\/appanee.com\/en\/author\/neto-coelho\/"}]}},"_links":{"self":[{"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/posts\/406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/comments?post=406"}],"version-history":[{"count":2,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/posts\/406\/revisions"}],"predecessor-version":[{"id":412,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/posts\/406\/revisions\/412"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/media\/407"}],"wp:attachment":[{"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/media?parent=406"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/categories?post=406"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/appanee.com\/en\/wp-json\/wp\/v2\/tags?post=406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}