What is credit analysis and how does the process work? Understand!

Through credit analysis, loans are released to customers and with this analysis it is possible to identify the best financial conditions. In this way, the company can establish the minimum purchase, in addition to defining the interest rate and the payment term. What is credit analysis? Analyzing credit … Read more

What does AGE CRED F mean on the Caixa Tem App?

AGE CRED F means that the balance corresponding to the immediate withdrawal of the FGTS will be credited and also contains information about the day of scheduling. For any scheduling that the Government launches, the user receives a code. To learn more about this code, follow the article below. What is AGE CRED F? Through … Read more

My Financial Life from the Central Bank – how to check it?

Citizens and companies can use the Central Bank's Minha Vida Financeira to get their financial lives in order. This is a page available at the Central Bank, where citizens can check information about banking institutions, check reports and get tips to avoid scams. What is Minha Vida Financeira … Read more

How to anticipate an Income Tax refund?

The advance payment of the Income Tax Refund is a procedure that can happen. However, for customers to request this advance payment, it is important to be aware of the rules of the institutions. There are several banks and financial institutions that carry out this procedure. What is the Income Tax Refund? This Refund is a common procedure … Read more

Financial education: 7 practical tips!  

If you are in debt, then it is important to learn about financial education. With just a few adjustments to your budget, you can already feel positive signs. Therefore, we will present some tips below that you can apply in your company or at home to improve your budget. How to learn about financial education? Check out 7 … Read more

What is contactless? See how card technology works!

This is a technology that uses encryption to protect customer information. Through Contactless, we can pay by approximation. In other words, without the need to use card machines. There are currently many applications that offer this functionality. What is Contactless? Contactless payment is increasingly common in most establishments… Read more

What is ChatGPT: how it works and how to access the tool

ChatGPT is nothing more than an algorithm based on artificial intelligence, developed in a research laboratory in the USA. Its name is the abbreviation of “Generative Pre-Trained Transformer”, if you want to know more about this tool, then follow the article below. What is ChatGPT? This algorithm is entirely based on artificial intelligence … Read more

High limit credit card – The 10 best

Having a credit card with a high limit is possible, however, it is important to pay attention to the requirements demanded by some card operators. For example, you must undergo a credit analysis to apply for a credit card. Is there a credit card with a high limit? Discover the 10 best options! Cards with a high limit … Read more

How to make money watching videos in 2023?

If you want to learn how to make money watching videos, we will show you some apps that you can use on your cell phone. Nowadays, it is not only with apps that we can earn extra income with videos, on social networks it is also possible to have a good amount of money at the end of the month. How to make money watching videos? Discover 6 options! … Read more

How to make money with a credit card? Check out 7 options!

If you don’t know how to make money with a credit card, we’ll give you an explanatory guide to show you how to turn your credit card into a source of income. After all, you can use a credit card to make purchases at almost any establishment. In addition, there are some establishments that have a points policy, among other options. As … Read more

What is Registrato Bacen? How to access and consult the CPF?

You can access the Bacen Registry through your cell phone without any complications. With the help of this service, citizens can obtain information about their financial life. Legal entities can also access the system, and the data is kept confidential in accordance with the LGPD. What is the Bacen Registry? The Registry (Statement … Read more

Step by step guide to checking BPC using your CPF

If you want to know if the Continuous Benefit Payment has been released, then we will show you how to check BPC in a practical and bureaucracy-free way. To avoid making mistakes when requesting it, it is important to find out what the requirements are to receive this benefit. What is the Continuous Benefit Payment? It is a welfare benefit … Read more

Who is entitled to the FGTS and how to redeem the amount?

To have access to the FGTS, it is necessary to be aware of some rules, especially after the Social Security Reform. This benefit is a right of the worker who worked under the CLT regime, in addition, it is also possible to use this extra resource to acquire your own home. Who can receive the FGTS? With the changes in the Social Security Reform … Read more

CadÚnico: how to register, who is eligible and benefits?

Through CadÚnico, families in vulnerable situations can access several benefits offered by the Federal Government. For example, gas assistance. Therefore, in order not to lose your benefits, it is necessary to keep your information always updated. What is CadÚnico? Also known as Cadastro Único, CadÚnico is a system created and … Read more